Getting your mortgage is just one part of a home purchase. David Welch with RE/MAX 200 Realty is seasoned at aiding new and experienced in all areas of real estate. Call David today at 407-924-7670.

Let David Welch with RE/MAX 200 Realty assist you in applying for your home loan in Orlando.

When purchasing a home, the mortgage loan application is very distressing for a lot of people, but it doesn't have to be.I have excellent relationships with a lot of lenders in Orlando, and they've helped me learn a few things that make the loan application process a breeze.

1 – Compose a list of questions regarding your loan program

If you don't completely understand the ins and outs of all the various programs, be sure you have a list of questions.One of my lenders or I will be able to assist you in understanding the advantages and disadvantages of each program, because it can be a challenge to understand the differences between fixed and adjustable rate mortgages.

2 – Determine when you want to lock

When you lock in the rate, a mortgage lender is guaranteed to hold to the mortgage interest rates for the loan – typically at the time the loan application is sent in.By floating the rate, you can lock the rate at any time between the day you apply for the loan and issuance of closing documents. Those who choose to float think that interest rates will plunge in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Compile your paperwork

Getting a mortgage loan requires a lot of paperwork, so you should spend some time getting all your documents together. Click here to preview general questions you'll have to answer on a loan app.

David Welch
Orlando Real Estate

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